Brickfolio BETA

Starting Cash
Deal Structure
Buyer Type
Down Payment 30%
Mortgage Mix (Tamheel) 100%
Mix Allocation
Prime
30%
4.95%
Kalats
40%
4.70%
Malatz
30%
4.61%
Katz (CPI)
0%
2.85% + CPI
Matz (CPI)
0%
3.10% + CPI
Repayment Method
Mortgage Term 25 Yr
Prime
25y
Kalats
25y
Malatz
25y
Katz
25y
Matz
25y
Use Advanced to set different terms per track. Click again to revert to single term.
Credit Score 900-950
Risk Tier: Standard
Simulation Timeframe Auto
Market Variables
QUICK SCENARIOS
Sweet Spot:
Home Appreciation Fixed
Rental Yield Fixed
S&P 500 Return Fixed
Annual Mgmt Fee0%
Deposit Fee0%
Rent Surplus
Sells S&P 500 to match rent surplus cashflow
Interest (Base) Fixed
*Affects Prime Rate (BoI + 1.5%)
Inflation (CPI) Fixed
Hidden Costs & Friction
Purchase Discount 1%
Below market price (negative = overpay)
Buying Friction 2.0%
Entry costs (legal/registration; no purchase tax/broker)
Maint. & Vacancy 8%
% of Gross Rent lost annually
Selling Friction 2.0%
Agent & Lawyer at Exit
Advanced Configuration
Taxation Basis Real


Decision Summary

Run the simulation to compare paths

Results update as assumptions change.

Final Value Delta 0
CAGR Delta 0%
Horizon 0y
Years to +CF --
0%
RE Annual ROI
0%
S&P Annual ROI
0
ROI Difference
0
Real Estate Net
0
S&P 500 Net
0
Interest Paid
0
Rent Collected
Deal Details
Asset Price 1.8M
Mortgage 1.2M
Purchase Tax 0
Entry Costs 0
Leverage x3.3
Years to +CF --
Money Invested 0
Mas Shevach 0
Capital Gains Tax 0
Early Repay Penalty 0
Net Wealth Accumulation
Monthly Cashflow (Revenue vs Cost)